Fixed-Rate Sustainability Bonds

BDO Unibank, Inc. (“BDO” or the “Bank”) is set to issue Peso-denominated Fixed-Rate Sustainability Bonds with a minimum aggregate issue size of PHP5 billion. This marks the Bank’s fourth Peso-denominated Sustainability Bond following a PHP 55.7 billion issue in July 2024, PHP63.3 billion issue in January 2024, and PHP52.7 billion issue in January 2022.

The Securities and Exchange Commission (“SEC”) has confirmed that the proposed issuance complies with the requirements set forth under the ASEAN Sustainability Bond Standards and the SEC ASEAN Sustainability Bond Circular.

The proposed issuance will have a tenor of one-and-a-half (1.5) years and a coupon rate of 5.875% per annum. The minimum investment amount is PHP500,000, with additional increments in multiples of PHP100,000 thereafter. The offer period will run from July 9 to 22, 2025, while the issue, settlement, and listing date will be on July 29, 2025.

The net proceeds of the proposed issuance will be used to finance and/or refinance eligible assets as defined in the Bank’s Sustainable Finance Framework, support the Bank’s lending activities, and diversify the Bank’s funding sources.

BDO reserves the right to amend the terms and the timing of the issuance as it deems necessary.

ING Bank N.V., Manila Branch (“ING”) is the Sole Arranger and Sustainability Coordinator of the proposed issuance, with BDO Unibank, Inc. and ING as the Selling Agents, and BDO Capital & Investment Corporation as Financial Advisor.

The Bonds are securities exempt from registration under section 9.1(e) of the Securities Regulation Code (“SRC”) and as such will not be registered under the SRC.

the foregoing is for information purposes only and does not constitute, and should not be construed as, an offer or solicitation of any offer to invest in the bonds nor an obligation on the part of bdo to issue the bonds or the arranger and selling agents to accept any offer. the above information does not purport to be complete or exhaustive. prospective investors should read the offering circular for the offer in its entirety.  the bonds will only be sold during the offer period stated above.

The Bonds are securities exempt from registration under section 9.1(e) of the Securities Regulation Code (“SRC”) and as such will not be registered under the SRC.

The foregoing is for information purposes only and does not constitute, and should not be construed as, an offer or solicitation of any offer to invest in the Bonds nor an obligation on the part of BDO to issue the Bonds or the arranger and selling agents to accept any offer. The above information does not purport to be complete or exhaustive. Prospective investors should read the offering circular for the offer in its entirety. The bonds will only be sold during the offer period stated above.