BY ALEX ALAGON
Globe supports communities affected by Typhoon Uwan, while restoration and relief efforts remain ongoing for Typhoon Tino.
As of the latest update, “Uwan” has weakened into a Typhoon and is now over the coastal waters of Bacnotan, La Union. Heavy rainfall, strong winds, and storm surges are expected across Luzon, including Metro Manila. Uwan is forecasted to exit the Philippine Area of Responsibility (PAR) early Tuesday this week.
Relief and Restoration in Uwan-Hit Areas
Globe has activated Libreng Tawag, Charging, and WiFi (LT/LC/LW) services in eight (8) confirmed areas to assist affected residents. These include:
- Cauayan City, Isabela
- Laoag City, Ilocos Norte (two sites)
- Talavera, Nueva Ecija
- Cabanatuan, Nueva Ecija
- Guimba, Nueva Ecija
- Naga City, Camarines Sur
- Lasam, Cagayan
Additional activations are ongoing in other affected provinces.
Through Alagang Globe, 600 meals were distributed to 200 families in Pagudpud, Ilocos Norte, and Aparri, Cagayan, as part of Globe’s continuing relief operations for communities impacted by the storm.
Network restoration is progressing steadily, with 100% availability in Aklan, Antique, Biliran, Bohol, Capiz, Eastern Samar, Guimaras, Iloilo, Northern Samar, Western Samar, and Siquijor, 99% in Palawan, and ongoing restoration in Cebu (95.5%), Leyte (93.3%), Negros Oriental (98%), Negros Occidental (79%), and Southern Leyte (67%).
Ongoing Efforts in Tino-Hit Areas
Globe continues to provide connectivity and assistance in areas previously impacted by Typhoon Tino, with 100% network availability in Dinagat Islands and Surigao del Norte, 99.9% in Palawan (SLZ), and 99.27% in Cebu Province.
Libreng Charging and WiFi stations also remain active in four barangays in Cebu City, Guba, Angsungot, Binaliw, and Cambinucot, from November 9 to 11, operating daily from 8 AM to 9 PM to support residents’ communication needs.
Globe remains closely coordinated with local government units and partners to sustain connectivity and deliver vital assistance to affected communities. For ongoing updates, visit GlobeICON.
Ayala Land, Inc. (ALI) delivered net income of P21.4 billion in the first nine-months of 2025, with steady contribution of its Property Development Business and complemented by its expanding Leasing portfolio. Consolidated revenues totaled P121.8 billion during the period.
PROPERTY DEVELOPMENT
Revenues from the Property Development business reached P75.9 billion with steady Premium Residential bookings, improved third-quarter Core Residential segment revenues, and higher commercial lot and office-for-sale revenues that offset softer residential performance. Combined revenues from the sale of offices and commercial and industrial (C&I) lots climbed 3% year-on-year to P12.8 billion, owing to strong lot sales in the first semester, complemented by office-for-sale bookings at Makati CBD, Vertis North, and Arca South.
Total Sales Reservations for residential products and C&I lots improved 3% year-on-year to P111.7 billion, driven by steady take-up of Premium projects, improving demand for Core projects, and growing reservations for C&I lots.
The Company launched P51.3 billion worth of property development projects in the first nine months of 2025, anchored by AyalaLand Premier’s Laurean Residences at the Makati CBD. 91% of the projects are vertical and horizontal residential projects while the balance of 9% for commercial and industrial lots across Ayala Land estates.
LEASING AND HOSPITALITY
Revenues from Ayala Land’s growing Leasing and Hospitality portfolio rose 6% to P35.1 billion from topline growth across all asset classes. Notwithstanding full-swing reinvention works, Shopping Center revenues increased 4% to P17.4 billion from increasing contributions of new malls and healthy operations of existing malls. Moreover, Office Leasing revenues expanded by 6% to P9 billion, supported by better-than-industry occupancy rate of the portfolio. Hospitality revenues posted a 4% growth to P7.4 billion on the back of stable portfolio occupancy and the contributions of the recently acquired New World Makati Hotel, despite the temporary closure of select assets for renovation.
“Ayala Land continues to navigate market challenges with discipline and focus,” said ALI President and CEO Ms. Anna Ma. Margarita Bautista-Dy. “We remain committed to expanding our leasing portfolio, enhancing property development fundamentals, and driving disciplined execution and capital efficiency. These, together with our quality improvements, are the key ingredients that will enable Ayala Land to sustain long-term growth.” she added.
CAPEX, BALANCE SHEET AND SHAREHOLDER VALUE
Total capital expenditures spent for the first nine months of 2025 reached P65.5 billion. 40% was spent on the construction and build-out of residential projects, 26% for the completion of leasing and hospitality assets, 20% for priming and development of mixed-use estates across the country, and 13% for continuing payments for land acquisition commitments.
Ayala Land sustained its healthy balance sheet position with net gearing ratio of 0.77:1 and interest coverage ratio of 4.9x. Consistent with its enduring commitment to shareholder value, Ayala Land is set to return a combined P15.7 billion (56% of 2024 Net Income) worth of capital to shareholders with P8.5 billion from total annual cash dividends and P7.2 billion from its continuing active share buyback program. Last October, the Company declared its 2nd-half cash dividends of P0.2928/share, payable to shareholders on November 26, 2025. This will bring total dividends disbursed for the year to P0.5816/share.
AIC commemorates 10 years of building better ways to live, work, and connect—through the stories of those who made it happen.
As Aboitiz infrastructure arm Aboitiz InfraCapital, Inc. (AIC) marks its 10th anniversary this 2025, the company is looking beyond its milestones in infrastructure and innovation to celebrate the team members who have shaped its journey—the trailblazers who bring its purpose to life every day.
Through its 10 Years of AIC: Stories from Our Trailblazers campaign, team members from across AIC business units reflected on their experiences, lessons, and defining moments over the past decade—revealing how AIC’s culture of integrity, collaboration, and purpose continues to thrive and evolve.
A Decade of Dedication and Excellence
For Aines Librodo, Senior Assistant Vice President for Airport Strategic Partnerships, her decade-long journey with AIC has truly come full circle. What first drew her to AIC– its culture, stability, and trust– continues to inspire her as she helps strengthen partnerships that connect people and communities through world-class airports.
One of her proudest moments was in 2023, when Mactan-Cebu International Airport (MCIA), operated by Aboitiz InfraCapital Cebu Airport Corporation (ACAC), was recognized as Asia’s Best Airport for Airport and Destination Marketing. For Aines, the award was not just a mark of excellence, but a testament to the team’s dedication and resilience in bouncing back after the challenges of the pandemic and Typhoon Odette.
MCIA is the country’s second-busiest gateway and the largest international aviation hub outside Metro Manila. Notably, MCIA Terminal 2 is currently recognized for its excellence and outstanding service as a Skytrax 4-Star Terminal.
“There’s a deep sense of pride in knowing that every new airline and every new flight we launch builds air bridges that reunite families, open opportunities, and turn dream destinations into reality,” she said. “To our new teammates—enjoy the ride, and take pride in being part of something that moves people and the country forward.”
Building a Culture of Purpose and Impact
For Maria Clarissa “Cla” Isla, Regulatory Planning and Compliance Manager at LIMA Water Corporation, her six-year journey has been defined by growth, family, and impact. What initially drew her to AIC was its location near Batangas City, but over time, it was the culture, leadership, and camaraderie of her colleagues that made the company feel like home.
“I take pride in the meaningful impact our products and services have on the communities we serve.”
LIMA Water is the exclusive water and wastewater services provider of Batangas’ LIMA Estate – the country’s largest privately-owned industrial estate.
Among Cla’s proudest milestones is LIMA Water’s recognition by the Department of Environment and Natural Resources as an Environmental Testing Laboratory in 2020, achieved amid the challenges of the pandemic. The accomplishment, later honored with an AboitizWay Group Team Award for Integrity, reflected not only the team’s resilience but also AIC’s enduring commitment to quality and service.
Looking ahead, Cla remains proud of Lima Water’s culture of integrity, teamwork, and purpose. “To new team members: embrace the culture, collaborate openly, and take pride in the difference your work can make—because at AIC, every contribution matters,” she shared, underscoring the values that continue to guide her and her team.
Grounded in Teamwork
For Cecil Rose Yu, Administration Supervisor at Apo Agua Infrastructura, Inc., her three-year journey with AIC has been defined by purpose, resilience, and gratitude.
In partnership with the Davao City Water District, Apo Agua operates the award-winning Davao City Bulk Water Supply Project, which delivers 300 million liters of potable water per day to one million Davaoeños—empowering communities with sustainable water and improving quality of life across the city.
Cecil, a former AboitizPower team member, was drawn back to Apo Agua by the Aboitiz Group’s mission of creating meaningful impact and its culture of care. Among her proudest milestones was leading the completion of Apo Agua’s Project Balay—a new annex office in Davao City delivered on schedule and within budget.
“Being part of AIC has taught me to embrace change with resilience and humility,” she shared. “Every achievement we celebrate is not just a product of individual effort, but of teamwork, trust, and a shared mission to make a real difference in our communities.”
For Percival Vincent “Vince” Tan, Vice President for External Affairs, teamwork has been key in addressing several challenges, which included the eventful journey AIC took in bagging its first airport public-private partnership (PPP) – Laguindingan International Airport (LIA). Vince and his team played a key role in this project’s success.
“Never lose hope, never give up despite the odds stacked against you (and the team). It’s always a team effort here, which always has your back,” Vince, a long-time Aboitiz Group team member said, adding that in AIC, “there are no egos here, it has always been THE Team.”
Cultivating Growth Through Agility and Collaboration
For Angel Rose Trocio, Associate Manager for Human Resources Performance Management and Learning & Development at MCIA operator ACAC, her 2 ½-year journey has been transformative, evolving, and purposeful.
“I was drawn to AIC after learning about its acquisition of MCIA,” she shared. “An airport isn’t just a travel hub- it’s a complex ecosystem where people, operations, and experiences come together. And it’s one thing to work in an airport, but another to be part of the Philippines’ best.”
For Atty. Glenn Agbayani, Jr., AVP for Structuring and Regulatory Affairs, AIC’s work on the Laguindingan and Bohol-Panglao International Airports brought both challenges and opportunities, strengthening the team’s resilience and unity.
Having steered the projects through two national administrations and major regulatory changes, Atty. Glenn described the experience as a true test of adaptability and collaboration. “Working on these projects across shifting policy landscapes required agility and perseverance,” he shared. “What kept us moving forward was a shared sense of purpose—to create infrastructure that connects people, drives regional growth, and uplifts communities. These milestones remind us that when we work together, we can turn complexity into progress.”
At the end of the day – making a difference boils down to being open to new challenges and experiences that form everyday life at AIC.
“The biggest lesson I’ve learned is to stay open – open to learning, new ideas, and even the unexpected opportunities that come knocking when you least expect them,’ said Mariz Rivera, P&C Senior Manager.
Mariz describes her AIC journey so far as “purpose-driven, challenging, and fulfilling.“
“The more I leaned into challenges and said ‘yes’ to things that stretched me, the more I discovered strengths I didn’t even know I had. You advance when you stay willing to learn and take on what’s next — and that approach helps me lift my own impact, and the team’s, as we grow together,” Mariz added.
Discovery Capital Finance Corp. and Kredit Hero, Inc. Forge Nationwide Alliance to Propel SME Growth
In a major move aimed at accelerating financial inclusion and boosting economic development across the country, Discovery Capital Finance Corporation (DCFC) and innovative fintech leader Kredit Hero, Inc. have officially announced a strategic partnership. The alliance is designed to dramatically increase the availability of financing for Small and Medium Enterprises (SMEs) and amplify the market visibility of both organizations.
The collaboration fuses the established lending experience of Discovery Capital with the cutting-edge technological agility and extensive reach of Kredit Hero, Inc., promising a streamlined and more accessible financing journey for entrepreneurs nationwide.
A Shared Vision for Nation-Building
This partnership transcends traditional business agreements; it is fundamentally geared towards nation-building. By pooling resources and leveraging distinct strengths, DCFC and Kredit Hero, Inc. aim to empower the SME sector, often referred to as the backbone of the Philippine economy. Discovery Capital already maintains a strong physical commitment to this mission with six strategically located offices nationwide to efficiently cater to clients’ diverse needs.
Diosdado C. Salang Jr., President of Discovery Capital Finance Corp., expressed immense enthusiasm for the future impact of the alliance.
“We are incredibly excited about this partnership with Kredit Hero, Inc. This is about more than generating volume for our balance sheets; it is about extending a crucial lifeline to our entrepreneurs and the communities they serve,” said President Salang “Our combined efforts will not only increase our market visibility across the country but, more importantly, will translate directly into palpable assistance for our borrowers, strengthening the community, and supporting the government’s goals in true nation-building.”
Amplifying Access and Inclusion
The strategic goals of the partnership are twofold: to significantly increase market visibility and to provide enhanced value to clients. The partnership is expected to have a massive impact, particularly in reaching the unbanked and underbanked clients who are often excluded from traditional financial systems.
For SMEs, the partnership means faster access to working capital, equipment loans, and other critical financial products needed for expansion and resilience. Kredit Hero’s digital platforms will serve as efficient origination and distribution channels, effectively reducing the time it takes for a deserving SME to secure funding from Discovery Capital.
By working together, both firms expect to:
- Expand Hybrid Footprint: Leverage DCFC’s six existing physical offices and Kredit Hero’s digital reach to service thousands of underserved SMEs across the country.
- Target Financial Inclusion: Specifically cater to the unbanked and underbanked, utilizing technology to provide necessary capital where it is most needed.
- Improve Borrower Experience: Offer quicker loan application processing and decision-making cycles.
- Fuel Local Economies: Inject necessary capital into local businesses, driving job creation and sustained economic activity.
This alliance marks a significant step forward in simplifying the often-complex process of obtaining formal financing, ensuring that high growth potential is never hampered by a lack of capital access.
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AS EXTREME climate is evolving into the new norm in the Philippines, it will exacerbate the political and economic storms, which loom ahead.
As typhoon Tino (Kalmaegi, internationally) left over 200 Filipinos dead while affecting nearly 2 million people, President Marcos Jr declared “a state of national calamity.”
After the super typhoon Uwan (Fung-Wong) will add to the devastation, mass protests against huge flood control corruption are expected in the country.
In 2022, the Marcos Jr government pledged it would build on the legacy of the Duterte years and make Filipinos more prosperous and more secure. Critics claim both objectives have failed.
Billions of dollars lost to corruption
On July 27, Senator Panfilo Lacson warned that half of the 2 trillion pesos ($17 billion) allocated to the Department of Public Works and Highways (DPWH) for flood control projects may have been lost to corruption in the past 15 years.
And yet, almost in parallel, President Marcos Jr stated his administration had implemented over 5,500 flood control projects and announced new plans amounting to more than $10 billion over the next 13 years.
Ever since then, Manila’s political class has been swept by allegations of corruption, mismanagement, and irregularities in government-funded flood management projects. In August, the Senate Blue Ribbon Committee launched a high-profile investigation into the irregularities, focusing on the “ghost” projects, license renting schemes, and contractor monopolies.
Corruption has long been pervasive in Philippine politics, economy and society. In the Corruption Perception Index, the country has consistently scored among the worst in the region. Even in peacetime, it is at par with the civil war-torn Sierra Leone and oil-cursed Angola.
In the era of former President Duterte, corruption fight was spotlighted. Now it thrives again. According to surveys, 81% of Filipinos believe corruption has worsened since martial law was declared 53 years ago. It is compounding misguided economic policies.
Rising trade deficits, slowing investment
In the Duterte era, exports were led by electronics, with significant growth in tourism and business process outsourcing. Those times are now gone.
In the Duterte era, the effort was to attract multinationals, particularly Chinese firms, to serve as anchor companies that would foster Philippine suppliers. But due to the government’s geopolitics, Chinese – and increasingly Western – multinationals see too much economic and geopolitical risk in the country. And so, the investments that could have come to the Philippines have gone to Vietnam, Malaysia, and Thailand in the region.
Recently, even the US Investment Climate Statement for the Philippines highlighted persistent corruption, a slow and opaque bureaucracy, and poor infrastructure as major disincentives to investors.
Lagging tourism
In Southeast Asia, Chinese tourism has played a vital role in the post-pandemic recovery. Before the pandemic, Chinese tourists accounted for 40-60% of the regional total.
Subsequently, regional recovery was fueled by Chinese tourism. The only exception? The Philippines.
In 2019, Chinese tourist arrivals in the country soared to over 1.7 million. As of September 2025, the Philippines has reported less than 204,000 Chinese arrivals for the year, a figure that is far, far below the government target. The country was banking on a 2-million visitors from China.
The sharp decline is attributed to geopolitical tensions, the suspension of the e-visa program, and even safety concerns.
Even if the 2025 total would climb closer to 300,000, that would be just 15-20% of the 2019 level. It’s a catastrophic missed opportunity.
Sources: Trade deficits: Author, Philippine Statistics Authority; Tourism: Author, National Statistical Coordination Board Philippines; Exchange rate: Bangko Sentral ng Pilipinas
BPO outsourcing at risk
The digital economy is a major component of the GDP. But in the absence of domestic ICT anchor firms, the sector is at the mercy of Western offshoring. And that spells huge trouble at a time when the West prioritizes trade wars, as evidenced by Manila’s costly losses in US tariff wars.
Meanwhile, geopolitics has alienated investments by Chinese ICT giants, which could have catalyzed ICT ecosystems in the country.
And there’s worse ahead. The Philippine outsourcing sector is a $30 billion industry that accounts for 7% of the Philippines’ GDP and commands 15% of the global market. Yet, one-third of its jobs in the Philippines are at risk from artificial intelligence (AI), with those in the BPO sector most vulnerable. Sadly, college-educated, young, urban, female, and well-paid workers in the services sector will be most exposed.
In addition to AI, US protectionist initiatives could cause job devastation in the Philippine outsourcing industry. Introduced in July, the bipartisan “Keep Call Centers in America Act” proposes to penalize US companies that offshore a significant portion of their call center jobs. The recent Halting International Relocation of Employment Act (HIRE Act) aims to curb outsourcing by imposing a 25% excise tax on payments to foreign workers.
If these realities kick in, US vulture capitalists can be expected to target and short the Philippines, which could compound challenges, as in the past.
Economic growth, missed opportunities
In early 2024, US news agency Bloomberg asked President Marcos Jr whether the Philippines could achieve an 8% growth rate. “Why not?” the president replied. “Yes, I think it is, I think it is doable.”
Yet, at the time, GDP year-on-year growth decelerated to barely 5.2%.
Have things got better? No.
In 2025, the government’s target was reduced to 5.5-6.5%. Just weeks ago, the International Monetary Fund (IMF) downgraded the Philippine growth projection to 5.4% this year. More recently, economic growth slowed to just 4.0% in the third quarter – the slowest since early 2021, when the COVID-19 pandemic caused a contraction.
Unsurprisingly, critics claim the incumbent economic policies have failed. Here’s a thought experiment about the extent of that failure. During the Duterte era, Philippine GDP increased from $329 billion to $404 billion, despite the pandemic plunge. On the back of that performance, IMF expected the Philippine GDP to climb close to $640 billion by 2028.
Current IMF estimates suggest that by 2028, the Philippine GDP will be less than $560 billion. So, the government is set to underperform by $80 billion.
That’s the cost of missed opportunities – although the final cost could prove higher.
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Dr. Dan Steinbock is an internationally recognized strategist of the multipolar world and the founder of Difference Group. He has served at the India, China and America Institute (USA), Shanghai Institutes for International Studies (China) and the EU Center (Singapore). For more, see https://www.differencegroup.net
THE CITY’S finest leaders and changemakers will take center stage at the LEAD Davao Awards 2025, an annual recognition that celebrates individuals whose leadership, excellence, and service have made a lasting impact on Davao’s progress and its people.
This year’s awarding ceremony will be held on Nov. 21, 2025, at Seda Abreeza Hotel, gathering honorees, civic leaders, and partner institutions for an evening of inspiration and recognition. The event is made possible in partnership with the Mindanao Development Authority (MinDA), Aboitiz Power Corporation, Therma South, Inc., Davao Light, Aboitiz InfraCapital, and CitiHardware.
Now in its latest edition, the LEAD Davao Awards continues to recognize exemplary Davaoeños who embody the ideals of leadership, excellence, accountability, and dedication to service. The 2025 LEAD Honorees represent diverse fields—each demonstrating how purpose-driven leadership can transform communities and inspire change.
The 2025 LEAD Davao Honorees are:
Carmaela B. Alcantara
LEAD Award for Social Entrepreneurship and Cultural Empowerment
Founder of Crystal Seas Inc., empowering women, PWDs, and indigenous artisans through sustainable livelihood and cultural innovation.
Eduardo A. Bangayan
LEAD Award for Public Service and Business Excellence
Chairperson, Davao City Water District — recognized for visionary governance and integrity in public service.
Sheila O. Inid
LEAD Award for Inclusive Education and Advocacy
A deaf educator and Filipino Sign Language (FSL) advocate transforming inclusive education through innovation and empowerment.
Antonio Ferdinand Y. Marañon
LEAD Award for Agribusiness and Sustainable Development
Founder and Chairman of Sagrex Corporation — a trailblazer in agribusiness innovation, food security, and community development.
Dr. Anthony C. Sales
LEAD Award for Science, Innovation, and Environmental Leadership
Founding member of HELP Davao Network — bridging science, policy, and community collaboration for climate resilience and sustainability.
“Each honoree embodies the essence of LEAD Davao — leadership anchored in service, excellence rooted in purpose, and impact that uplifts communities”, said Jason C Magnaye, the 2025 President of JCI Senate Davao (Davao Jaycee Senate).
The LEAD Davao Awards continues to stand as one of the city’s most meaningful platforms for recognizing Davaoeños who go beyond success to create positive change.
BY ALEX ALAGON
DAVAO CITY, PHILIPPINES – November 8, 2025 – Ajinomoto Philippines Corporation (APC) recently wrapped up its “Eat Well, Live Well” Youth Summit 2025 in Davao City.
The Summit featured insightful discussions and engaging learning activities designed to help secondary students gain a better understanding of nutrition, wellness and sustainability. Conducted annually for three years now, starting in Manila, and Cebu, this year’s annual summit echoes APC’s commitment to empowering the next generation as agents of positive change.
In collaboration with the Department of Education (DepEd), the Summit gathered over 250 highly engaged Junior and Senior High School students from various public and private schools across Region 11. These future leaders were equipped with practical knowledge and tools that they can leverage to make a positive impact on their communities and environment.
They were also given the opportunity to plan and collaborate on actionable micro-projects that enable them to live out Ajinomoto’s Eat Well, Live Well philosophy featuring the use of Umami to make nutritious meals more delicious, increasing daily vegetable intake, and embracing a zero-waste lifestyle.
‘“Our mission is to contribute to wellness and help people enjoy better lives in the future. We have been investing in youth development as we hope to see the younger generations become champions of a healthy and sustainable future,” APC Group President Mr. Koichi Ozaki said in his Opening Remarks to reinforce the company’s mission.
The keynote address, themed “Empowering Youth for Nutritious and Sustainable Futures,” was delivered by Department of Education (DepEd) Assistant Regional Director for Region 11 Dr. Rebonfamil Baguio. He emphasized, “This Summit is a testament that a sustainable program is worth supporting. Thank you to our partners for constantly reminding us that the well-being of the nation starts with the well-being of its people. And that the well-being of the schools begins with the well-being of the learners. So let us eat well, live well, and live long! There is never a substitute for wellness.”
The event culminated in a heartfelt Ceremonial Pledge, where all participants vowed to carry forward the lessons learned in the Summit and become vocal advocates for healthier, more eco-conscious lifestyles.
In her closing remarks, Mika Makino, APC Director for Sales, Marketing, and Public Relations, praised the energy and dedication of the Region 11 students. “Ajinomoto Philippines Corporation recognizes the role of the youth in taking positive actions towards the health and environment sustainability crisis in the Philippines. I am truly impressed by your bright and sharp minds, and I can see that the country’s future is in good hands,” Makino concluded.
The successful Davao summit underscores Ajinomoto Philippines Corporation’s continued dedication to its global vision of extending healthy life expectancy and reducing environmental impact by 50% by 2030, through impactful and educational outreach programs.
