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How users can save more on everyday spending through this payment app

by Contributor
written by Contributor

Making every payment count. With BDO Pay, you can get more value from every peso you spend.

Make the most of your everyday payments with exclusive deals, rewards, and extra savings–all in one payment app.

Delight in treats and discounts

Use BDO Pay to enjoy exciting promos that rarely come your way.

  • Enjoy up to 35% off at SM Aura. Dine at select restaurants and enjoy up to 35% savings until July 26 (Thursday to Sunday), including an extra 5% off when you Scan to Pay.
  • Free treats at Classic Savory. Delight in free crunchy beef strips with a minimum spend of P2,000, plus a free dessert when you Scan to Pay with your BDO Credit Card until November 30.
  • Earn while you pay. Get a P100 SM eGift Card for every P5,000 spend (single or accumulated) when you Scan to Pay at SM Stores, SM Markets and select SM Retail Affiliates until August 31.
  • Every payment adds up. Earn 1 Rewards Peso Point for every P100 minimum spend when you Pay Bills or Buy Load using BDO Pay until August 22.

More treats? Yes, please.

  • No cash-in. With Scan to Pay, you can pay directly from your bank account or credit card by simply scanning QR codes anytime, anywhere. 
  • Extra deals. Use your BDO Credit and Debit Cards and unlock even more deals on BDO Pay.
  • From points to credits. Turn your Rewards Peso Points or Credit Card points into eGCs, transfer them to SMAC or to other BDO Rewards Cards, or convert them to cash credit as payment for your BDO credit card.  

Enjoy rewards in no time

Download BDO Pay today from the App Store (iOS), Google Play Store for Android, or Huawei AppGallery for HarmonyOS to start getting more rewards with every transaction. Visit the BDO website for the complete promo mechanics and list of participating merchants.

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Lifestyle

Unlock shopping spree discounts with your BDO savings

by Contributor
written by Contributor

Rewards that fit your lifestyle. Turn savings into discounts, just like Belle, with BDO Rewards.

“I love to shop! I’m turning my Rewards Points into discounts for skin care finds, makeup hauls, and gadget upgrades, thanks to my savings with BDO!”

Gen Z superstar Belle Mariano reveals how BDO Rewards makes treating yourself simple and stress free. No extra effort—just keep saving with BDO and watch your Rewards Points stack up.

Here’s how it works

Keep at least ₱50,000 in your savings account and make sure your Rewards Card is active to start earning Rewards Points. Earn 1 Rewards Point for every ₱30,000 you maintain each month.

With 1 Reward Point = Php1, your savings can turn into fashion finds, beauty buys, or even grocery runs. No complicated conversions or confusing math.

Perks that grow with you

All new BDO account holders are automatically enrolled in the BDO Rewards program, starting at the Emerald tier. As your savings grow, you can progress to the Sapphire and Diamond tiers—unlocking greater perks and privileges along the way. The more you save, the better it gets.

You can use your Rewards Points to shop at SM Retail stores, redeem e-GCs from your favorite lifestyle brands, or convert them into cash credit for your BDO Credit Card or SMAC.

As Belle puts it: “One step towards adulting is learning how to keep track of how much I save and how much I spend. But it’s also nice to treat ourselves once in a while, especially when we use Reward Points so we don’t even have to spend anything.”

Rewards at your fingertips

BDO Rewards is now on BDO Pay, so you check your Rewards Points, track your savings, and shop e-GCs all in one app. Everything you need is in one place, so you can focus on enjoying the rewards without the hassle.

Activate your BDO Rewards Card now on BDO Pay and turn your savings into something worth celebrating.

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Lifestyle

Power up your BDO credit card with the best payment app in town

by Contributor
written by Contributor

Your BDO credit card now smarter with BDO Pay. BDO Pay lets you manage your credit card effortlessly whether you’re at home, at work, or on the go.

Managing your spending is now as easy as a few taps on your phone. Whether you’re shopping or paying bills online, BDO Unibank (BDO) keeps pace with your busy lifestyle—giving you real-time control, security, and convenience right at your fingertips.

Designed to simplify your financial routine, the BDO Pay app makes managing your BDO credit card intuitive and hassle-free. Instantly check your outstanding balance, track transactions, view statements, and see payment due dates in your app in real time.

Security you control

With BDO Pay, you can keep your credit card locked when you’re not using it and unlock it instantly when you need it, adding a layer of protection against unauthorized transactions. Activate your credit card, access e-statements, or file disputes directly in the payment app so you can skip the customer service calls.

Everyday services, simplified

You can request card re-delivery, apply for a Cash Advance PIN, or check the status of a credit card application, all by using BDO Pay. You can even request supplementary cards right from the app, making tasks quick and easy.

More ways to pay

Through BDO Pay’s Scan to Pay option, you can make purchases even without your physical credit card. Simply scan QR codes at merchant stores nationwide and complete your transactions securely, avoiding the risk of wrong transfers or fraudulent cash-ins. No need to pre-load funds and no more awkward delays at the counter due to insufficient funds.

Easy access to Rewards

Every qualified spend earns points when you pay with your BDO Credit Card linked to your BDO Pay. Convert your points to Cash Credit for more shopping or transfer points to your BDO Rewards or SMAC or SMAC prestige to enjoy member privileges.

Go further every time you spend. By blending financial control with everyday lifestyle ease, BDO Pay transforms the BDO credit card into a smarter, more flexible tool. Simply perfect for today’s always-on, mobile-first way of life.

Unlock exclusive dining deals and shopping rewards when you download BDO Pay and use it with your BDO Credit Card. Get it for free on the Apple App Store, Google Play Store, and Huawei AppGallery.

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